fhm95 Terms & Conditions and Terms of Use
This page sets out the key terms and conditions, player responsibilities, and platform policies that apply to using the fhm95 platform.
Last updated: 30 October 2026
Introduction and Agreement
By accessing the fhm95 platform, opening an account, or placing any bet, you are considered to have read, understood, and formally agreed to all of these terms and conditions. Please do not continue using the platform until you have read this document.
These terms and conditions form a legal agreement between you and fhm95. Players who are already using the platform should also ensure they remain in compliance with these terms. Please be aware that fhm95 reserves the right to amend these terms at any time without prior notice.
1 General Service Terms
fhm95 is an online gaming platform providing services to players in Myanmar. All services, bonuses, and privileges listed on the platform are available subject to these terms and conditions.
- All services provided on the platform are governed by these terms.
- Each player may only open one account.
- fhm95's decisions are final.
Account Registration and Management
2 Account Registration Requirements
To open an account at fhm95, the following requirements must be met—
- You must be 21+.
- Personal information must be filled in accurately and completely.
- Each person may only open one account; opening additional accounts is strictly prohibited.
- Only your own bank or payment account may be linked; deposits using a friend's or family member's name are not permitted.
- If fhm95 finds that false or inaccurate information was provided during registration, fhm95 may suspend that account.
3 Account Security
Players are responsible for keeping their own accounts secure—
- Make your password as strong as possible and never share it with anyone.
- The player is solely responsible for all activity that takes place on their account.
- If you suspect unauthorized access, notify [email protected] immediately.
- fhm95 is not liable for any losses resulting from unauthorized access to a player's account.
4 Account Verification
fhm95 has the right to verify any player's account. As part of verification, players may be asked to provide personal identification, address details, or payment information. Refusing to cooperate with verification may result in withdrawals being suspended or blocked. Please understand that during the verification period, your withdrawal-related actions may be restricted.
Deposits and Withdrawals
5 Deposit Terms
You can deposit at fhm95 using KBZPay, Wave Money, AYA Pay, CB Pay, and bank transfer services. The minimum deposit amount is 5,000 Ks.
- All payments must come from your own account only; payments from third parties are not accepted.
- If your balance does not appear immediately after a deposit, please contact [email protected].
- fhm95 reserves the right to reverse any irregular deposits.
- Bank fees may apply to deposits and withdrawals, and those fees are to be borne by the player.
6 Withdrawal Terms
The minimum withdrawal amount is 20,000 Ks. After a withdrawal request is submitted, it normally takes 30 minutes to 3 hours for the funds to arrive.
- Your account must have passed verification before you can make a withdrawal.
- Funds obtained from bonuses must meet the wagering requirements before withdrawal.
- Withdrawals can only be made to the same account used for deposits.
- If suspicious betting patterns are detected, fhm95 may suspend a withdrawal and conduct an investigation.
- Please note that withdrawal limits may apply and are subject to change.
Bonus and Promotion Policy
7 Welcome Bonus
On your first deposit at fhm95, you can receive a 200% bonus (up to 200,000 Ks). To withdraw winnings from the bonus, you must wager the bonus amount 15 times.
- Example — deposit 20,000 Ks, receive a 40,000 Ks bonus, giving a balance of 60,000 Ks; wagering requirement: 40,000 Ks × 15 = 600,000 Ks.
- Example — deposit 220,000 Ks, receive a 200,000 Ks bonus, giving a balance of 420,000 Ks; wagering requirement: 200,000 Ks × 15 = 3,000,000 Ks.
- The specific terms and conditions applied to each bonus may vary.
- Claiming more than one bonus at the same time is not permitted.
- If you withdraw before the wagering requirement is met, the bonus and any winnings associated with it will be forfeited.
- fhm95 may change or discontinue bonus promotions at any time.
8 VIP Program and Cashback
fhm95's VIP program has three tiers: Bronze, Silver, and Gold. You can move up based on your play volume and loyalty, and earn the following cashback—
- Bronze — up to 0.3% weekly cashback
- Silver — up to 0.5% weekly cashback
- Gold — up to 0.8% weekly cashback
fhm95 may change the policies for calculating and distributing cashback amounts at any time; players have no legal right to claim any cashback.
Player Responsibilities
9 Prohibited Activities
The following activities are strictly prohibited at fhm95—
- Playing with funds whose ownership is uncertain
- Attempting to manipulate game outcomes using software or technology
- Claiming or accumulating bonuses through fraudulent means
- Colluding with other players to act against the platform
- Activities related to money laundering
10 Responsible Gaming
fhm95 supports players in gaming in a healthy way—
- Only play within your means; do not play with borrowed money.
- Players can request fhm95 to set limits on their playing time and bet amounts.
- Gambling is for entertainment; it is not a way to solve financial problems.
- Persons under 21 years of age are strictly prohibited from gambling.
11 Dispute Resolution
If players have any complaints, they must first contact the fhm95 customer service team—
- 24/7 Live Chat support is available in Myanmar language.
- You can also reach us by email at [email protected].
- Complaints will be reviewed by fhm95 and resolved fairly.
- fhm95's decision is final.
fhm95 Platform Usage Restrictions
12 Service Interruptions
fhm95 is not responsible for any losses that occur during a temporary service interruption caused by platform disruptions, technical issues, or unforeseen circumstances. Players may not make any legal claims against fhm95 in relation to such interruptions.
13 Third-Party Software Prohibition
Using software, bots, non-human tools, or automated systems to play or manipulate game outcomes is strictly prohibited. Any winnings obtained through such methods may be voided by fhm95 and the account may be suspended.
14 Legal and Jurisdictional Restrictions
Players are responsible for checking whether gambling is legal in their own jurisdiction. fhm95 does not accept any legal liability on behalf of any player. Gambling in violation of local laws is entirely the player's own responsibility.
15 Intellectual Property and Content
All designs, code, records, graphics, and content on the fhm95 platform are the intellectual property of fhm95 and are protected by copyright. Copying, distributing, or selling any of this content without permission is prohibited.
Terms and Conditions Changes and Closure
16 Changes to Terms and Conditions
fhm95 reserves the right to update these terms and conditions at any time. If changes are made, players who continue to use the platform will be considered to have accepted the updated terms. Please check this page regularly.
17 Account Closure
fhm95 may close a player's account without prior notice in the following circumstances—
- If there is evidence of a breach of these terms and conditions
- If money laundering is suspected
- If bonus abuse is detected
- If the player requests it themselves
18 Contact Us
If you have any questions about fhm95's terms and conditions, you can contact our customer service team in Myanmar language via 24/7 Live Chat or directly at [email protected]. We will do our best to respond to all inquiries from Myanmar players as quickly as possible.